Build Wealth Through Investment
Earn dividends and grow your financial security.
Access Our Products
Loans
Ordinary, One Month, Plot Purchase, Starter Home, Asset Financing, Title Deed, Business Loans
Savings
Savings Deposits, Goal Savings, Elimu Fund
Investment
CTS Shares, other investment products
Welfare
Benevolent Fund
Leadership & Governance
The Board of Directors of Capital Trust Sacco Ltd. (CTS SACCO) provides strategic leadership, policy direction, and oversight to ensure the Sacco operates with integrity, transparency, and long-term sustainability.

Name1
Founder/CEO
Name2
Founder/CTO
Name3
Head of Product
Name4
Head of DesignHow CTS Works
A simple structured journey designed to grow your finances.
1
Join
Register digitally and activate your membership.
2
Save
Build disciplined savings and earn interest.
3
Access Credit
Borrow affordably based on your savings.
4
Invest
Grow wealth through shares and investments.
5
Welfare Support
Access structured community protection.
Education & Tools
Smart digital tools to help you plan better.